Product
Everything the Act says you must keep, keptउत्पादन — दहा आधारस्तंभ
One record for the whole society: the registers the Act requires, the meetings and filings that come out of them, the money that runs through them and the gate that guards them. Each capability below is marked Built (in the product today) or Before pilots (scheduled before the 2027 pilot cycle).
Pillar 1
The recordनोंद
Statutory registers as live ledgers — append-only, printable on demand, in English and Marathi.
- Register of Members (Form I) and List of Members (Form J), printed as bilingual PDFs Built · Rule 32 · Rule 33
- Share register; share certificates with seal and signatories, duplicates on the prescribed checklist, 6-month issue clock Built · BL 9 · dBL 14 · dBL 15
- Nomination register; provisional (Y-4), family-arrangement (Y-5) and associate (Y-5A) members Built · BL 31 · Rule 106C-5 · Rule 106C-6
- Admission, transfer (premium within the cap), resignation and expulsion — each on its clock and checklist Built · s.22(2) · BL 38 · s.79A circular 9 Aug 2001
- Append-only entries: a correction is a new line that supersedes the old one Built · BL 140
- Generated document versions (hashed) with the wet-signed scan bound to them Built
- Every other register printable on any date; the BL 141 subject files Before pilots · BL 141 · dBL 137
Pillar 2
The calendarदिनदर्शिका
Every obligation of the co-operative year with its due date, owner and evidence — nothing is done without the artefact.
- The year generated from the society's regime: accounts, audit, AGM, returns, ITR-5, fire Form B, monthly committee meetings Built · s.75(1) · s.79(1A) · s.81(1)(a)
- Event-driven duties raised by their trigger: auditor return after the AGM, Form O after the audit report, M-20 after taking office Built · s.79(1B) · s.82 · s.73(1AB)
- Structural audit per building by age (5 or 3 years) Built · BL 75(a)
- An obligation closes only with its evidence: a document, a meeting or a filing reference Built
- Reminders to the owner by app, email and WhatsApp Before pilots
Pillar 3
Meetings that hold upटिकणाऱ्या सभा
Notice with per-member service proof, quorum, adjournment, resolutions, minutes with their clocks, recordings.
- Committee, AGM, SGM and redevelopment meetings, with the regime's notice and quorum fixed at the time of the notice Built · BL 98 · BL 99 · dBL 125(a)
- Notices with proof of service for every member — hand, post, email or approved digital platform Built · BL 161 · dBL 2(b)
- Resolutions with their majority rule; circular resolutions placed before the next meeting Built · dBL 100 · BL 126(b)
- Minutes lifecycle on the clock: draft in 3 months, circulate in 15 days, observations in 15 days, confirm Built · BL 107
- Recording attached to the minute with its fingerprint; mandatory for redevelopment SGMs Built · Rule 106C-13
- Chairman and Secretary e-sign (today: wet-signed scan bound to the generated version) Before pilots
Pillar 4
AGM in one packएका संचात वार्षिक सभा
Form N, audit memo, Form O, budget, annual report, auditor appointment and the 79(1A)/(1B) returns bundle.
- Pack readiness checked against the prescribed AGM agenda; one merged PDF Built · BL 94 · dBL 95(c)
- Audit memo upload, each objection tracked to rectification, Form O generated Built · Rule 73 · s.82
- Auditor appointment from the State panel with written consent; two-consecutive-year limit checked Built · BL 151 · s.79(1B)
- Annual return bundle under s.79(1A) and the auditor return under s.79(1B), with the acknowledgement stored Built · s.79(1A) · s.79(1B)
- MahaSahakar has no public API: the bundle is uploaded by hand and the acknowledgement attached Built
Pillar 5
Money by the bye-lawsउपविधीनुसार हिशेब
The 106C-12 apportionment engine, GST rule, 12 % interest cap, fund accounting, receipts, bank import and BRS.
- Charge heads on their statutory basis: equal per flat, carpet area, inlets, the wing's lift, general-body rate Built · Rule 106C-12 · BL 66(a)
- Bill runs posting one journal per bill; receipts allocated oldest-first; defaulters register Built
- Simple interest on arrears at the society's rate, never above the cap, none within the payment period Built · Rule 106C-12 · BL 72
- GST: ₹7,500 per member per month test and ₹20 lakh registration threshold, entire-amount rule by default Built · GST
- Fund accounting: each statutory fund its own ledger with matched investments; I&E, R&P, balance sheet, Form N; year-end close Built · Rule 62 · Rule 106C-11
- Bank statements (CSV, Excel, PDF) matched to the books; receipts from bank lines; bank reconciliation statement Built
- Auditor read-only login Built
- Online payment by UPI and gateway; TDS under the Income-tax Act 2025; Tally export Before pilots · IT Act 2025
Pillar 6
Elections both waysदोन्ही प्रकारच्या निवडणुका
Society-conducted (up to 250 members) and SCEA-conducted (above 250): E-forms, nominations, scrutiny, ballot, results, M-20.
- Track chosen by size: returning officer from the SCEA panel 60 days before term expiry, or intimation to the SCEA six months out Built · ER 76-B · dBL 110(b)
- Voter list from Form I and Form J; E-3 and E-3(1); claims and objections on their clock Built · ER 76-C
- Nominations, scrutiny, withdrawal, contesting list (E-7); secret ballot when more than a fifth demand it; ties by lot Built · ER 76-H · ER 76-L · ER 76-M
- Result in E-17 to the Registrar within 7 days; new committee constituted; M-20 bonds and first meeting on the calendar Built · ER 76-M · s.73(1AB)
Pillar 7
Complaints with clocksकालमर्यादेसह तक्रारी
Acknowledgement in 3 days, the next committee meeting, a reply in 15 days, and the escalation form for the Registrar.
- Complaint register; acknowledgement within 3 days; urgent matters within 7 days draft — pending notificationBuilt · dBL 185(b) · dBL 186(d)
- Queued for the next committee meeting; reasoned decision communicated within 15 days Built · BL 172 · dBL 186
- Undisputed-dues precondition, with exemptions for disputed bills and urgent safety matters draft — pending notificationBuilt · dBL 184(c)
- Grievance redressal committee for societies above 50 members; escalation pack for the Registrar Built · dBL 187 · BL 173
- Members file and follow complaints from the member app Built
Pillar 8
Gate as a compliance objectनियमांनुसार प्रवेशद्वार
Passes, walk-ins with the resident's decision, staff attendance, vehicles; an offline guard app; retention built in.
- Visitor passes from the member app; the guard admits on the code Built
- Walk-ins waiting on the resident's decision; deliveries, cabs, vendors, officials Built
- Staff and domestic-help attendance; vehicle register Built
- Offline-first guard app: works without network, syncs without duplicates when it returns Built
- Each security-log entry carries its retention date draft — pending notificationBuilt · dBL 138
- Push notifications, phone-OTP sign-in, boom barrier and RFID through open protocols, parking allotment by lottery Before pilots · dBL 74
Pillar 9
Bilingual by designद्विभाषिक
Every member-facing document in English and Marathi, from one set of terms.
- Bills, receipts, notices, minutes, Form I, J, N, O, share certificates — each label in English and Marathi Built
- Devanagari shaped correctly in every PDF (Noto Sans Devanagari) Built
Pillar 10
Two regimes, one switchदोन नियमव्यवस्था, एक बदल
2014 bye-laws today, 2026 bye-laws on adoption; every number and clock comes from the regime profile, cited to its bye-law.
- Regime profiles for the 2014 bye-laws and the 2026 Rules with the draft 2026 bye-laws; each value cites its source Built
- A society's adoption date decides which rule applies to which event — a year that straddles the switch is handled Built
- Final 2026 profile when the bye-laws are gazetted Before pilots